Local From the Start. Local at Heart. Since 1910, First Northern has been rooted in the communities we serve. Founded by local residents on the principles of local capital, local decision-making, and local service, we remain proudly independent—free from outside ownership or influence. From personal banking to business banking, we offer the solutions you need, backed by people who know your name and your community. It’s no wonder more and more people are saying, “First Northern, that’s my bank!”