After talking with them on the phone to determine balance due, a check was mailed. 1 week later a bill for $0.56 comes in the mail. They keep you on hold, then hang up on you. They will gleefully put

Terrible service. My husband was beneficiary of his father's policy. Small check lost twice over a six month period. They could not fathom the fact I was handling his affairs. Beyond inefficient. I wo

Fred mihalo was my rep on the phone and what a gracious and informative young man. Absolute professional who helped me through the process on the phone in lieu of my tiny screen on my phone.