Oščadnica is a large village and municipality in Čadca District, in the Žilina Region of northern Slovakia. It has 22 outlying settlements. The village is now an established tourist destination, offering private lodgings and agrobusiness. During the winter a ski resort located southeast of the village, Oščadnica-Veľká Rača, is a popular destination. Within the village are plenty of bars and restaurants serving traditional Slovak food, along with typical Western fast foods.