HawaiiUSA Federal Credit Union are advertizing tantalizingly low, possibly false, mortgage rates on their website, updated daily. When I called to take advantage of today's rate 5.375% +0.375 points (

SKETCH AF! Applied for AUTO loan on their site, so dinged my credit. Car is a 2013. Site does not tell you this but any car older than 12 years old will have a personal loan rate if you qualify, not a

Jason and his team exceeded my highest expectations. I got a solar system loan and it was smooth as silk. They have the best service and best rates. Don't waste your time, go directly to HOCU.