Oconee State Bank is a leading financial institution with a vision to be essential to the lives, businesses and communities we serve since 1960. Headquartered in Watkinsville, Georgia, OSB operates six full-service financial centers in Georgia, located in Oconee, Athens-Clarke, Gwinnett, Macon-Bibb and Elbert counties. We are proud to provide an unparalleled commitment to personalized service, innovative products and solutions, and to bringing exceptional value to our customers.