They are crooked, dishonest and basically FRAUDS! Jeff Palm, the adjuster classifies EVERY issue as "negligence " or "failure to maintenance" regardless of the issue...frozen pipes..negligence... bust

They don't cover anything that I have needed to cover. Had roof damage to my house roof from hail, not from age. They do not cover hail damage, etc. Had roof damage to my garadge. They told me they wo