I had an appt. with Ray today. He was very personable and professional. He could not finance our specific project but he gave us the facts and did not waste our time. He was able to advise us on alter

I've worked with Ray for 7 years and From the first day I spoke with Ray he was more like family, he is very knowledgeable and will get you the best deal for your loan. I do not hesitant recommending

I'm so grateful for Ray and Patti. They did a wonderful job at refinancing my loan for a divorce buyout. They were fast and provided information and advice along the way to make the process easier to